• Who has responsibility for repairs?

Repairs and maintenance are normally split between the Landlord and the Tenant.  In such cases the Landlord will take responsibility for the structure and common parts which include grounds, corridors and staircases.

• How is the cost of repairs covered?

There are two different ways this can be covered:

• Service Charge

This is a charge which is usually made in advance.  This is an amount set by the Management Company or Landlord in advance, normally at the beginning of the financial year.

• By payment as required

In this case, the Landlords would ask for payment as and when payments are to be made.  This is relatively unusual and would only apply to small developments. 

• Who has responsibility for building insurance?

It is usually the responsibility of the Landlord, although they will recover the cost from the tenant.  In some older blocks the Tenant may be responsible.

• Who has responsibility for Contents Insurance

The tenant has responsibility for this.